How can we help?
Find answers to common questions about LinkCredit, your account, loans, repayments, and more.
Getting Started
LinkCredit makes it easy for you to access a loan, 7/24, anywhere. Complete our application in seconds and receive your loan straight into your bank account. LinkCredit is like your personal credit wallet, there for you at all times.
Requirements are simple — all you need is a phone number, your BVN (Bank Verification Number), and a bank account. We will also request access to certain data on your phone in order to build your credit score.
After downloading the app, sign in or sign up to identify yourself. This will take you to our brief registration process. Complete the application with valid information, and we will display your available credit limit. Submit your application and we will typically notify you of the loan decision within minutes.
LinkCredit is available on both Android and iOS devices. You can find us on Google Play Store or the Apple App Store — just search for "LinkCredit" and tap "Install".
LinkCredit has an office in Lagos.
Still need help?
Our support team is available to help you with any questions or issues.